Yield and Mortgage Calculator
Most calculators stop at the purchase price. Ours shows what the property will earn and what the mortgage will cost, using official Dubai Land Department fees and current lending limits.
Enter the price and your assumptions. The Yield Calculator adds every purchase cost set by the Dubai Land Department, deducts the service charge from the rent and shows the net yield, the cash needed and whether the property meets the Golden Visa value threshold. The Mortgage Calculator shows your monthly payment, the maximum loan available to you, a rate stress test and how the rent compares with your repayments, in your own currency.
Open architecture financing. We are tied to no bank. Through our panel of leading mortgage brokers in the UAE and internationally, we compare lenders on your behalf and secure the most competitive rate and terms available to you, in Dubai or abroad.
The numbers
| DLD registration fee | – |
|---|---|
| Title deed and map fees | – |
| Trustee office fee, with VAT | – |
| Agency commission, with VAT | – |
| Mortgage registration | – |
| Total purchase costs | – |
| Cash needed at completion | – |
| Annual service charge | – |
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Net yield is the rent less the service charge, divided by the price plus all purchase costs. It leaves out letting fees, maintenance and vacancy.
Discuss these numbers with an advisorFinancing, in the UAE or abroad. Redwood works with a panel of leading mortgage brokers in the UAE and internationally, so we can compare lenders on your behalf and present the strongest terms available to you.
Your financing
| Loan amount | – |
|---|---|
| Loan to value | – |
| Maximum loan to value for this case | – |
| Monthly payment, initial period | – |
| Monthly payment after the initial period | – |
| Monthly payment if rates rise by 2% | – |
| Total interest over the term | – |
| Cash needed at completion | – |
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Limits from the Central Bank of the UAE mortgage regulations (C 31/2013): maximum loan to value, a 25-year maximum term and a debt burden ratio of up to 50% of income. Lenders may set lower limits. Cash needed adds the down payment to the purchase costs from the Yield Calculator, including mortgage registration. The service charge is taken from that tab.
Compare financing optionsSources: Dubai Land Department, Property Sale Registration, Mortgage Registration and Golden Visa (Investor); Central Bank of the UAE, Regulations Regarding Mortgage Loans. Checked 28 October 2026. Agency commission is agreed between the parties. These calculators are a guide, not an offer or advice.
Meets the AED 2 million property value threshold for the Golden Visa. Meets the AED 2 million value threshold. With a mortgage, DLD asks for a bank letter showing the amount paid and the balance. Below the AED 2 million Golden Visa threshold by Minimum down payment for this case: The loan is within the Central Bank’s limit for this case. The down payment is below the minimum allowed for this case. Increase it to at least Lenders set their own limits for non-residents, which may be lower. Add your monthly income to check affordability. Share of income used by loan payments: Within the Central Bank’s 50% limit. Above the Central Bank’s 50% limit. Maximum loan on this income, at the initial rate: